Asset Finance - Loan Security Valuation and Remarketing
SHM have a dedicated department of plant and machinery
valuers specialising in all aspects of loan security valuation
for finance purposes. Recognised as one of the UK's leading
firms, SHM provides asset finance advice to Professionals,
Banks, and Asset based lending institutions.
With a commercially tailored approach SHM offer a proactive
service approach that includes:
Valuations for sale and leaseback
Over the past 5 years, manufacturing businesses have
realised that their plant and machinery assets can be
utilised for raising capital. The process involves the
valuation of the assets by a professional firm recognised
by the lending institution, after which the lending
institution will advance a large percentage of the valuation
figure and retain title to the plant and equipment until
such time as the advance is repaid in full. SHM have
extensive experience in this field and are recognised
by the majority of asset based lenders providing sale
and lease back facilities.
MBO and MBI Valuations
Many management buy-out / buy-in's now rely upon the
company's plant and machinery assets as part of the
capital raising process. Introducing SHM at an early
stage will bring added value to the transaction as the
valuations can be used for both formulating the offer,
and lending purposes.
Pre-funding Security Valuations and Documentation
In an addition to providing valuation advice, SHM also
provides schedules for documentation to be incorporated
in the finance agreement.
Depreciation Profiles and Residual Valuations
Residual valuation is a very important consideration
when writing operating leases. SHM with their large
network of specialist trades and internal databases
have extensive experience in all sectors of industry
and are constantly reviewing sectors of industry for
price change, market and product change, brand strength,
future economic and sector cycle changes. Depreciation
profiles may also be incorporated in to the valuations
to assist credit committees to access risk at different
stages throughout the finance term.
Market Commentary
SHM provides accurate market commentary in their reports
which gives the clients an understanding of market conditions
at the time of valuation.
Industry and Market Overviews
Many finance companies now require Industry and Market
overviews for vendor finance programmes. SHM can provide
detailed reports with sufficient information to assist
credit committee's decisions. These reports are also
used by finance companies who may feel over exposed
in one particular sector or asset.
Regular Valuation Updates
SHM are happy to provide valuation updates at intervals
to suit the clients requirements.
Asset Collection and Re-marketing
SHM have invested in a purpose built auction facility
located in Lancashire, from which a full collection
and remarketing service is provided to the finance and
leasing industry.
For further details of how SHM can assist with Asset Finance
- Loan Security Valuation and Remarketing, contact:
Christian Humphreys on 0161 233 2900
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